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Artwork for Debt Free in 30

Debt Free in 30

Doug Hoyes
Debt Management
Credit Cards
Debt
Budgeting
Credit Score
Credit Repair
Financial Stability
Interest Rates
Personal Finance
Debt Collection
50-30-20 Budget
Debt Fatigue
Death
Debt Repayment
Mental Health
Debt Consolidation
Canada
Investing
Cost Of Living
Marital Breakdown

Each week Doug Hoyes talks to industry experts about debt, money, and personal finance. Don't be confused; listen as the guest experts cut through the jargon and share practical advice.

PublishesWeeklyEpisodes590Founded11 years ago
Number of ListenersCategories
BusinessInvesting

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Artwork for Debt Free in 30

Latest Episodes

Start investing because your numbers say "go," not because the internet says "now." This episode will remove the guesswork from entering the world of investing and provide a straightforward way for you to judge your readiness. Using simple math in la... more

With housing costs, student loans, and everyday expenses skyrocketing, more young adults are turning to their parents for financial support. Doug Hoyes and Ted Michalos unpack the emotional, financial, and practical realities behind "helping" adult c... more

Turn your home equity into a plan, not a panic button! This episode gives a clear, practical checklist for using a HELOC or second mortgage wisely: how they work, what they cost, when they help, and when alternatives (like a consumer proposal) will p... more

Many Ontario small business owners use personal credit to get a venture off the ground, because banks rarely lend to brand-new businesses. That convenience can help with early cash-flow gaps and sometimes costs less than a high-risk business loan, bu... more

Key Facts

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Contact Information
Podcast Host
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Find out how many people listen to this podcast per episode and each month.

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Recent Guests

Scott Terrio
Specialist at Young and King in Toronto
Young and King
Episode: 586 - Should You Use Your Home Equity to Pay Off Debt in This Market?
Maureen Parent
Financial expert and regular guest
Kanata, Ontario
Episode: 581 – Why the Best Financial Advice Sounds Boring – But Works
Charlie Shirk
A financial expert with a focus on consumer behavior and debt management.
Hoyes Michalos
Episode: 552 – Gamified Spending: The Hidden Dangers of Retail Tricks
Blair DeMarco Wettlaufer
Debt collector at Kingston Data and Credit
Kingston Data and Credit
Episode: 528 – Illegal Debt Collection Tactics: Know Your Rights (ft. Blair DeMarco Wettlaufer)
Ted Michalos
Debt consultant and expert in personal finance
Hoyes Michalos
Episode: 527 – Debt After Death: Can You Inherit Debt in Canada?
David Barnett
Business expert and entrepreneur
David C. Barnett Enterprises
Episode: 524 – Entrepreneur by Necessity: Business Advice with David Barnett
Blair DeMarco-Wetloff
Chief Operations Officer for Kingston Data and Credit
Kingston Data and Credit
Episode: 521 – Debt Collectors: Practical Advice (Compilation)
Charlie Kovacs
Works at Hoyes and Michaelis, knowledgeable about modern banking
Hoyes and Michaelis
Episode: 516 – Online Banking: Navigating Fees, Services, Apps and Benefits

Host

Doug Hoyes
Host of Debt Free in 30

Reviews

4.6 out of 5 stars from 324 ratings
  • Okay but could be better

    First, the positives. It is great to have financial advice content that is by Canadians for Canadians, and the hosts seem to have a lot of experience in this area.

    For me, the hosts are very stuck in a time when the financial landscape looked very different. The hosts are insistent that neither traditional budgeting nor modern budgeting methods work, that they are “old guys from the 80s” and use phrases like “back in my day” and “on the interwebs”. I’m sure this is appealing to a particular dem... more

    Apple Podcasts
    3
    CharlotteLDove
    Canadaa month ago
  • Enjoyable and informative

    I look forward to each weeks episode and learn something new each time.

    Apple Podcasts
    5
    Kelly McRager
    Canada7 months ago
  • Yikes

    The host never seems as though he wants the expert’s true opinion. He wants the expert to support whatever his opinion is.

    Apple Podcasts
    1
    yabadabadosha21
    United Statesa year ago
  • Thank You

    I have been listening to this for years. I enjoy every episode regardless of the topic. It has helped me stay focused on my goal of paying off my debt.

    In 2021 I got to talk to Doug Hoyes himself! He heard my story and gave me free advise. I took that advice and was able to pay of $18000 in debt within 3 years. I used any extra money I got from overtime and side jobs. I got my spending habits under control, use a budget and have all my payments on auto pay.

    Not everyone will have the same ... more

    Apple Podcasts
    5
    1979CD
    Canada2 years ago
  • So relevant

    I have been listening to this podcast religiously the last few months. I love that everything is relevant to Canada and I can’t wait to use these strategies to become debt free and manage my money better going forward

    Apple Podcasts
    5
    Number1crafter
    Canada2 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

The show is often praised for its practical advice and actionable steps to achieve financial independence.
The hosts are experienced and knowledgeable, providing reliable insights on managing debt and personal finance.
Some reviews highlight a preference for modern approaches to finance, indicating that certain traditional perspectives may not resonate as well with younger audiences.
Listeners appreciate the relevance of Canadian financial advice tailored to their local context.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#102
Canada/Business/Investing
Apple Podcasts
#158
Philippines/Business/Investing
Apple Podcasts
#240
Norway/Business/Investing

Talking Points

Recent interactions between the hosts and their guests.

573 – The Best Get Out of Debt Advice from Top Guests (Compilation)
Q: How do I calculate what the upper limit of debt is?
If your expenses and minimum debt payments exceed your income, you've reached critical mass, making it unlikely to pay off debt through standard methods.
573 – The Best Get Out of Debt Advice from Top Guests (Compilation)
Q: What should someone do when they are faced with a bunch of debt?
Start by assessing personal finances and understanding where you stand regarding income and living expenses.
561 – Zombie Subscriptions: How To Spot And Cancel Hidden Budget Killers
Q: What are the first steps to address zombie subscriptions?
Conduct a subscription audit by reviewing bank and credit card statements to identify recurring charges.
559 – Denied Credit? The Survival Guide for Emergency Situations
Q: What can you do if you are denied credit and you are in a pinch?
You need to protect yourself by opening a new bank account, cut your expenses, and look for alternative debt solutions such as consumer proposals.
533 – Debt & Neurodiversity: Understanding the Connection and Finding Solutions
Q: How does budgeting fit into managing financial habits for neurodivergent individuals?
Budgeting should be made a low-effort habit; pairing it with other routines can help, such as checking budgets while drinking coffee.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About Debt Free in 30

What is Debt Free in 30 about and what kind of topics does it cover?

Focused on personal finance, the content primarily addresses debt management, budgeting strategies, and financial independence. Listeners can expect insightful discussions on pressing financial issues such as the housing market, student loans, and the intersection of personal and business debt. Notable episodes have included expert analyses that unpack complex financial situations in Canada, offering practical advice and actionable strategies to navigate these challenges. The podcast is characterized by a conversational tone that makes financial concepts more accessible and relatable, particularly through the experiences shared by the hosts and their guests.

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How many episodes of Debt Free in 30 are there?

Debt Free in 30 launched 11 years ago and published 590 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Debt Free in 30?

Recent guests on Debt Free in 30 include:

1. Scott Terrio
2. Maureen Parent
3. Charlie Shirk
4. Blair DeMarco Wettlaufer
5. Ted Michalos
6. David Barnett
7. Blair DeMarco-Wetloff
8. Charlie Kovacs

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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