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Artwork for Making Cents

Making Cents

Frances Cook
Financial Independence
Digital Nomad Life
Budgeting
Investment Strategies
Intentional Living
Investing
Interest Rates
Home Buying
Personal Finance Management
New Zealand Housing Market
Money Management
Financial Freedom
Financial Education
Real Estate
Social Media Influence
Credit Contracts and Consumer Finance Act (triple CFA)
Debt To Income Ratio (DTI)
Loan To Value Ratio (LVR)
Personal Finance
Financial Planning

The podcast for people who want financial freedom, without giving up their coffee. That means it's time to make the money world make cents. Join Frances Cook, best-selling author and award-winning journalist, to talk about the proven ways to invest your way to financial independence, buy your first home, or just get your spending under control. Every Monday we have the week's feature interview, wi... more

PublishesDailyEpisodes200Foundeda year ago
Number of ListenersCategories
InvestingEducationHow ToBusiness

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Artwork for Making Cents

Latest Episodes

If you’ve ever wondered what’s actually going on behind the scenes of the 1%, beyond the headlines, Instagram posts, and glossy business profiles, this episode pulls back the curtain.

Because beneath the public image of wealth is usually a highly de... more

Everyone says you should start investing in the stock market, but how do you actually do that?

Time for a quick roadmap to get you started. Whether you’re starting from scratch, or you’ve been investing for a while but you’re not sure you’re nail... more

YouTube

Are home renovations actually an investment, or just an expensive way to make your house nicer to live in?

In this Ask the Experts mailbag episode, it’s time to answer the question many are scared of: have I overcapitalised my home?

Which renovatio... more

YouTube

Quick-fire tips and tricks for feeling more in control of your money in 2026.

Frances Cook joins the TVNZ Breakfast team to talk about it, replayed here with permission.

Follow me everywhere!

Facebook / www.facebook.com/FrancesCookNZ

Inst... more

Key Facts

Accepts Guests
Accepts Sponsors
Contact Information
Podcast Host
Number of Listeners
Find out how many people listen to this podcast per episode and each month.

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Recent Guests

Darcy Ungaro
Financial advisor and host of NZ Everyday Investor
Radical Investment
Episode: How to invest in silver and gold without getting wrecked, with financial adviser Darcy Ungaro
Jane Joo
A 25-year-old investor who achieved $100,000 invested in the share market.
Episode: “I invested 100k by 25 - here’s how” with Jane Joo
Jason Leong
CEO and co-founder of PocketSmith
PocketSmith
Episode: NZ banking just changed all the rules, are you ready? Open banking with Pocketsmith CEO Jason Leong
Shelley Palman
Strategic coach at EnableMe
EnableMe
Episode: “Are those ‘mortgage-free in five years’ hacks for real?” Mailbag episode
Kasia Morrison
A tiny home dweller and entrepreneur who has lived in a tiny home for almost nine years.
Episode: How nine years in a tiny home bought freedom
Sasha Lockley
CEO of Money Sweetspot
Money Sweetspot
Episode: Angry at credit card debt? Here’s how to fight back, with Sasha Lockley from Money Sweetspot
Barry Coates
Founder of Mindful Money and advocate for ethical investing
Mindful Money
Episode: KiwiSaver weapons investing is up 40% - how to invest ethically and still make money, with Mindful Money’s Barry Coates
Claire Barnes
CEO of Ecoya and co-founder of Bowie, a new at-home micro-needling company.
Ecoya
Episode: Overcoming a $100k fear of failure, with Ecoya CEO Claire Barnes
Will White
Expert from Heartland Bank
Heartland Bank
Episode: Mailbag: “How much should I save, when my job is shaky?”

Host

Frances Cook
Financial journalist and fellow financial freedom seeker, Frances Cook is known for her engaging discussions with industry insiders and everyday people making extraordinary financial choices. She brings a light-hearted yet informative approach to managing money and investing.

Reviews

4.9 out of 5 stars from 341 ratings
  • Great for early investors

    I love the way Frances manages to give me the confidence to makes changes to how I use my money and also know what I’m doing is working. Knowing you don’t need massive sums to make a difference key messaging that’s consistent

    Apple Podcasts
    5
    lifelonglover
    New Zealand7 months ago
  • Money tips made easy

    Frances knowledge experience and passion is transmitted in her words. She’s so relatable and approachable when she talks money. Simple and easy to understand. Broken down into simple steps so that we can apply whatever is shared. Best financial podcast in my experience.

    Apple Podcasts
    5
    Nancyska33
    New Zealand7 months ago
  • Great podcast

    Great podcast especially for those who have little financial literacy. Frances helps us peek behind the curtain and get a better understanding of how our money can work for us.

    Apple Podcasts
    5
    Jubru21
    New Zealand10 months ago
  • Timely and sound

    I’ve been listening to Frances Cook podcast for many months now and being following her on instagram for longer. Her podcast is so informative, timely and based on sound knowledge and market insights. The budgeting and money insights are great! Thanks Frances for bringing good “cents” back into the conversation !! Ka pai

    Apple Podcasts
    5
    Melscoelho
    New Zealand10 months ago
  • Helpful, knowledgeable and all round amazing

    Thank you Frances for putting together such wonderful and relatable content. You have been so instrumental in my journey towards winning with money.

    Apple Podcasts
    5
    BibiColl
    New Zealand10 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

There are a few critiques regarding the simplicity of the content for those already familiar with financial topics.
Many find the host relatable and engaging, praising her for breaking down complex financial concepts.
Some listeners mention that the insights help improve their financial literacy significantly and promote a sense of empowerment.
The inspiring stories shared by guests resonate well, motivating listeners on their own financial journeys.
Listeners appreciate the practical advice provided, noting that the content is easy to understand and applicable to real-life situations.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

"I’m a saver, he’s a spender, how do we get on the same page?" Mailbag episode
Q: Are there any other systems that can particularly help in terms of not canceling each other out?
Joining forces through joint accountability while also allowing for individual spending autonomy is beneficial.
"I’m a saver, he’s a spender, how do we get on the same page?" Mailbag episode
Q: How do we stop working against each other and actually make progress?
Start with a joint vision and set clear, agreed-upon financial goals as a family.
“I invested 100k by 25 - here’s how” with Jane Joo
Q: So the ability to take breaks if you want to step back from the two jobs?
Jane expressed the goal of being able to make choices about her work life, including potentially taking a break or reducing hours.
“I invested 100k by 25 - here’s how” with Jane Joo
Q: What made you decide this is a goal that I really want to hit?
Jane wanted to set a realistic but challenging goal, and she believed giving money purpose and direction is crucial for financial growth.
NZ banking just changed all the rules, are you ready? Open banking with Pocketsmith CEO Jason Leong
Q: Do you think open banking will increase competition in the New Zealand banking sector?
Yes, it will likely improve competition over time, although it may take a while for significant changes to occur.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About Making Cents

What is Making Cents about and what kind of topics does it cover?

Focused on financial freedom and practical money management, this show brings insights for those looking to navigate the complexities of personal finance without sacrificing their lifestyle. With a mix of inspiring interviews and expert advice, episodes cover a wide array of topics, including budgeting, investing, and achieving financial independence. Listeners hear compelling stories from everyday people who have overcome financial challenges, as well as actionable strategies from industry insiders. This format not only educates but also empowers individuals to take control of their finances in a relatable and engaging manner.

Where can I find podcast stats for Making Cents?

Rephonic provides a wide range of podcast stats for Making Cents. We scanned the web and collated all of the information that we could find in our comprehensive podcast database. See how many people listen to Making Cents and access YouTube viewership numbers, download stats, audience demographics, chart rankings, ratings, reviews and more.

How many listeners does Making Cents get?

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What are the audience demographics for Making Cents?

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How many subscribers and views does Making Cents have?

To see how many followers or subscribers Making Cents has on Spotify and other platforms such as Castbox and Podcast Addict, simply upgrade your account. You'll also find viewership figures for their YouTube channel if they have one.

Which podcasts are similar to Making Cents?

These podcasts share a similar audience with Making Cents:

1. The Curve
2. The Dom Harvey Podcast
3. Between Two Beers Podcast
4. The Happy Saver Podcast - Personal Finance in New Zealand
5. Friends That Invest

How many episodes of Making Cents are there?

Making Cents launched a year ago and published 200 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact Making Cents?

Our systems regularly scour the web to find email addresses and social media links for this podcast. We scanned the web and collated all of the contact information that we could find in our podcast database. But in the unlikely event that you can't find what you're looking for, our concierge service lets you request our research team to source better contacts for you.

Where can I see ratings and reviews for Making Cents?

Rephonic pulls ratings and reviews for Making Cents from multiple sources, including Spotify, Apple Podcasts, Castbox, and Podcast Addict.

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What guests have appeared on Making Cents?

Recent guests on Making Cents include:

1. Darcy Ungaro
2. Jane Joo
3. Jason Leong
4. Shelley Palman
5. Kasia Morrison
6. Sasha Lockley
7. Barry Coates
8. Claire Barnes

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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