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Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily | Diania Merriam
Personal Finance
Financial Independence
Budgeting
Cash Envelope System
Fear
Debt Management
Investing
Weight Loss Tips
Self-Help
Financial Success
Frugal Mindset
Consumerism
Financial Goals
Frugality
Mental Health
Mini-Retirement
Financial Freedom
Inflation
Mortgage
Nutrition

Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts in... more

PublishesDailyEpisodes3391Founded10 years ago
Number of ListenersCategories
BusinessSelf-ImprovementEducationInvesting

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Artwork for Optimal Finance Daily

Latest Episodes

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.

Episode 3389:

Mark Dennis explores the classic personal finance dilemma of whether to save more for... more

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.

Episode 3388:

Robert Farrington outlines how international bonds can offer valuable diversification... more

YouTube

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.

Episode 3387:

JL Collins dismantles the myth of homeownership as a wise investment by outlining its... more

YouTube

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.

Episode 3386:

Jen Hayes reveals how adopting a minimalist mindset helped her lose 50 pounds by stri... more

YouTube

Key Facts

Accepts Guests
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Number of Listeners
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Recent Guests

Jackie Beck
Personal finance expert and blogger
jackiebeck.com
Episode: 3360: How to Build a Starter Emergency Fund in 30 Days or Less by Jackie Beck on Financial Security
Charlie Brown
Writer and speaker focused on personal finance and simple living
Simple and Straightforward
Episode: 3354: Life Is a Triangle. Master Its 3 Points to Live a Kick-A** Existence by Charlie Brown of Simple and Straightforward
Jess Chua
Writes about budgeting and frugality on Budgets Are Sexy
budgetsaresexy.com
Episode: 3329: How Acne Made Me More Frugal by Jess Chua with Budgets Are Sexy on Lessons in Simplicity and Self-Care
Jeff Rose
Financial expert and author
Good Financial Cents
Episode: 3311: Why Choose An Independent Life Insurance Agent by Jeff Rose of Good Financial Cents on Money Decisions
Isaac Morehouse
A writer and blogger focused on personal development and productivity
isaacmorehouse.com
Episode: 3234: What I Learned From Writing Every Day by Isaac Morehouse on Boosting Creativity and Self-Confidence
Nick Maggiulli
Author and financial expert
Dollars And Data
Episode: 3186: Why You Shouldn’t Optimize Your Life by Nick Maggiulli on Personal Development and Growth
Mr. Money Mustache
Personal finance blogger known for advocating financial independence.
Mr. Money Mustache
Episode: 3111: The Dividend Aristocrats by Sean Owen with Mr. Money Mustache on Stock Market Investing
Brian Gardner
A web designer and author at nosidebar.com
nosidebar.com
Episode: 3090: Minimalism in the Real World: A Life without Sidebars by Brian Gardner on Intentional Spending
Honey Smith
Contributor with Get Rich Slowly
Get Rich Slowly
Episode: 3065: Personal Finance and The Long Game by Honey Smith with Get Rich Slowly How to Build Wealth

Host

Diania Merriam
Diania Merriam hosts the program, expertly narrating and providing insightful commentary on personal finance topics, making them engaging and relatable.

Reviews

4.5 out of 5 stars from 1.6k ratings
  • Stop making us download an unwanted podcast

    I set my podcasts to automatic download. Not normally a problem with the ones I want to download, but this show has been working around by making you download a completely unrelated podcast as advertisement. Can you say sellout??? Only subscribe if you want this podcast and an unwanted one as well

    Apple Podcasts
    1
    RealEstateMD2
    United States6 months ago
  • 5-7+ minutes of advertising

    There are better options with more time spent on content.

    Apple Podcasts
    1
    Free Lunch 2023
    United States7 months ago
  • Cool

    Thanks for the subscription being only $20 a year rather than $30 like most podcasts. Not trying to gouge every penny out of every customer is appreciated. I happily subscribed and am enjoying the commercial free podcasts! I’m going to have a great year!

    Apple Podcasts
    5
    #1FanofTreehouse
    United Statesa year ago
  • Love the content, hate the advertising

    As much as I love this podcast, I will stop listening until the current rotation of ads stop. I do not want to be told to “take a whiff of those pits and toes” first thing every morning. C’mon.

    Apple Podcasts
    4
    George Hyland
    United States2 years ago
  • Be more honest about episode repeats!

    This show has a fair amount of good original content. However, I have noticed a lot more in the last year either (a) the podcast replays previously aired episodes (without mentioning this in the intro) or (b), airing very outdated podcasts some mentioning the Great Recession of 2008 going on, some still mentioning “while now in the middle of the pandemic” or stats and figures like “last year, in 2014”…

    To not waste a listeners time, it would be nice if like other podcasts, they would mention if... more

    Apple Podcasts
    3
    Jhawk737
    United States2 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Listeners enjoy the motivational aspects and relatable presentation style.
The content is praised for being insightful and practical in nature.
There are mixed feelings regarding episode repetitions and older content being re-aired.
Concerns have been raised about the advertising frequency and its impact on the listening experience.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

3290: Creating a Home Gym by Ross Enamait on Working Out on A Budget
Q: What should I consider before investing in home gym equipment?
Determine how and when you will use the new equipment to ensure it's worth the investment.
3275: Where Do I Invest After Maxing Out Retirement Accounts? by Chris Reining on Building Wealth and Optimizing Taxes
Q: What should I do with my Roth IRA once I can't legally contribute to it due to income limits?
Chris suggests considering a backdoor Roth IRA strategy or simply allowing the existing Roth IRA to grow over time without contributing further.
3275: Where Do I Invest After Maxing Out Retirement Accounts? by Chris Reining on Building Wealth and Optimizing Taxes
Q: What are the next steps for investing once you've maxed out retirement accounts?
Chris recommends prioritizing the employer match in pre-tax retirement accounts, fully funding post-tax retirement accounts, and then considering taxable accounts, guiding on a backdoor Roth conversion if necessary.
3214: Investing With Debt by Wanderer on Smart Financial Decisions and Money Lessons on Housing Costs
Q: If given the opportunity, would you buy your first house in cash over getting a mortgage?
The speaker suggests that they would choose to pay cash, emphasizing that it helps avoid debt and the associated risks during economic downturns.
3152: How Can You Afford to Travel the World? by Paula Pant of Afford Anything on Money Lessons
Q: What other ways did you cut expenses?
I prioritized spending on key tourist spots and used budget airlines for flights.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
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Frequently Asked Questions About Optimal Finance Daily

What is Optimal Finance Daily about and what kind of topics does it cover?

An engaging resource dedicated to personal finance, featuring practical advice from leading financial bloggers and experts. Covering a variety of topics including budgeting, investing, debt management, and money mindfulness, each episode translates complex financial concepts into accessible and actionable insights. The host provides not only knowledge but also motivation to foster financial independence and savvy money management, ensuring listeners are equipped with tools to achieve their financial goals. It is particularly focused on early retirement and saving money, making it ideal for those looking to enhance their financial literacy and embark on a journey toward financial freedom.

Where can I find podcast stats for Optimal Finance Daily?

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How many listeners does Optimal Finance Daily get?

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Which podcasts are similar to Optimal Finance Daily?

These podcasts share a similar audience with Optimal Finance Daily:

1. Optimal Living Daily - Personal Development and Self-Improvement
2. Optimal Health Daily - Fitness and Nutrition
3. Optimal Relationships Daily - Dating, Marriage and Parenting
4. Afford Anything
5. Earn & Invest

How many episodes of Optimal Finance Daily are there?

Optimal Finance Daily launched 10 years ago and published 3391 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact Optimal Finance Daily?

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Where can I see ratings and reviews for Optimal Finance Daily?

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What guests have appeared on Optimal Finance Daily?

Recent guests on Optimal Finance Daily include:

1. Jackie Beck
2. Charlie Brown
3. Jess Chua
4. Jeff Rose
5. Isaac Morehouse
6. Nick Maggiulli
7. Mr. Money Mustache
8. Brian Gardner

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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