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Artwork for Retirement Starts Today

Retirement Starts Today

Benjamin Brandt CFP®, RICP®
Retirement Planning
Tax Planning
Financial Planning
Phased Retirement
Investment Strategy
Financial Advisors
Social Security
Subjective Age
Roth Conversions
Healthy Longevity
Qualified Charitable Distributions
Taxes
Stock Position
Generational Differences
Retirement
Health and Wellness Investments
Financial Security
Required Minimum Distributions
Charitable Giving
Withdrawal Strategies

Do you want to spend more money in retirement, while paying less taxes? Great news, you're in the right place! I'll also teach you the benefits of retiring TO something, while most retirees only solve half the equation by retiring FROM something. Tune in every Monday morning - hosted by Benjamin Brandt CFP, RICP. Join my "Every Day is Saturday" weekly newsletter for show notes, free book giveaways... more

PublishesWeeklyEpisodes379Founded10 years ago
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Artwork for Retirement Starts Today

Latest Episodes

Only 3% of Americans have saved $1 million for retirement. according to 24/7 Wall St. & AOL. I'll break down what that means—and why your personal number might be more important than any national average.

After that, I answer a listener question w... more

Most people focus on saving for retirement, but what happens when you actually get there? Retirement isn't just about having enough money—it's about managing risks that can threaten your financial security and lifestyle.

In this episode, we explo... more

Click here to work with us!

Many retirees enter their golden years with the goal of financial security, but what if the biggest risk isn't running out of money—it's not spending enough of it? A surprising new study reveals that retirees are withdra... more

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Are you spending too little in retirement, worried you might outlive your savings? Many retirees struggle to strike the right balance, often holding back on enjoying the wealth they've worked a lifetime to build. I'll sh... more

Key Facts

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Number of Listeners
Find out how many people listen to this podcast per episode and each month.

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Recent Guests

Marian Barry
Former cardiac nurse who now lives as a work camper.
Episode: Live on $2,972 monthly in an RV
Bill Bengen
Pioneer of the 4% Rule for retirement withdrawals
Episode: The Father of the 4% Rule - an Interview with Bill Bengen
Jeremy Keil
Retirement podcaster, author, and financial advisor
Retirement Revealed Podcast, Mr. Retirement YouTube channel
Episode: Top 3 Retirement Mistakes - An Interview with Mr Retirement, Ep #392
Dr. Daniel Crosby
Author and psychologist focusing on financial behaviors and retirement well-being
Author of The Soul of Wealth
Episode: The 5 Pillars of a Fulfilling Retirement (That Nobody Talks About) with Dr. Daniel Crosby, Ep #388
Joe Curry
Host of the Your Retirement Planning Simplified Podcast
Episode: For Canadian Eyes Only (bonus episode!)
Joe Saul-Sehy
Co-host of the Stacking Benjamins podcast and financial advisor with over 16 years of experience
Stacking Benjamins
Episode: Joe Saul-Sehy Shares How to Get the Most from Your Employee Benefits, Ep 386
Peter Lazaroff
Chief Investment Officer of PlanCorp
PlanCorp
Episode: Peter Lazaroff's Options for Reducing Taxes on Deferred Gains Pre-Retirement, Ep #385
Jordan Grumet
Hospice doctor, personal finance blogger, and host of the Earn and Invest Podcast
Earn and Invest Podcast
Episode: Purpose vs purpose: An interview with Doc G, Ep #382
Myra Salzer
Personality behind The Wealth Conservancy.
The Wealth Conservancy
Episode: Navigating the Complex World of Inherited Wealth with Myra Salzer, Ep #375

Host

Benjamin Brandt
Host is a Certified Financial Planner (CFP) and Retirement Income Certified Professional (RICP), focusing on retirement strategies and financial education for retirees and pre-retirees.

Reviews

4.5 out of 5 stars from 539 ratings
  • Learn how to retire well!

    Benjamin teaches you all the financial and non-financial things you need to know to retire well.

    Apple Podcasts
    5
    Jeremy Keil
    United Statesa month ago
  • PLEASE stop adding the word "right" at the end of your sentences. Sept 8th episode was really bad. Terrible vocal crutch.

    Podcast Addict
    2
    BOBO
    3 months ago
  • Good insights

    Host always has great insights. I like the article review on the front end and then a listener question at the end.

    Apple Podcasts
    5
    SoCalCuster
    United States4 months ago
  • Valuable

    If I don’t learn something new, I’m reminded of something I should be doing or something I am doing is reinforced. Life tips not related to finance are also great!

    Apple Podcasts
    5
    CTMDS
    United States5 months ago
  • Great Podcast

    I have listened to this podcast for some time and have learned so much - not only about retirement finances but also personal goals and how my husband and I can enjoy our retirement. Thanks Benjamin!

    Apple Podcasts
    5
    CMCH999
    United States7 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Many reviews praise the educational value of the show and the personalized responses to listener questions, which enhance the experience.
There are mixed feelings regarding some aspects of presentation, particularly concerning superfluous elements like voice-acted interstitials.
The podcast is recognized for its concise format, providing valuable information without overwhelming the audience.
Listeners appreciate the practical advice and insights on retirement finances, highlighting the host's ability to make complex topics relatable.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#88
United States/Business/Investing
Apple Podcasts
#230
United States/Business
Apple Podcasts
#193
Canada/Business/Investing
Apple Podcasts
#179
Ireland/Business/Investing
Apple Podcasts
#233
Mexico/Business/Investing
Apple Podcasts
#244
Philippines/Business/Investing

Talking Points

Recent interactions between the hosts and their guests.

Five Key Retirement Challenges (and Solutions) [Rebroadcast]
Q: What is your opinion on using a multi-year guaranteed annuity ladder strategy?
The host believes that while annuities can be useful, he generally recommends against relying too heavily on them due to potential downsides like high commissions and complex structures.
How to Spend More (or Less) in Retirement [Rebroadcast]
Q: How can real estate be viewed as part of a retirement portfolio?
Retirees should consider the benefits and headaches of owning rental properties. Renting can provide flexibility and reduce maintenance stress, allowing retirees to enjoy their retirement more without the burdens of home ownership.
2025: The Year of Donor Advised Funds?
Q: If we buy a home costing more than the value of our current home, how do we pay for the difference?
Consider withdrawing from investments or getting a mortgage; weigh whether you dislike paying interest or taxes more.
This Social Security Strategy Gives Retirees More to Spend
Q: What's the difference between a five-year MYGA and a five-year SPIA?
MYGA is an accumulation vehicle that guarantees interest for a set term, while SPIA is a distribution vehicle that provides guaranteed payments immediately.
"One free lunch, please." Why Buffered ETFs might not fit the bill.
Q: Should you pay an extra amount on your estimated quarterly taxes if you have a surprise inherited annuity so as not to underpay and have a penalty?
Paying extra can be beneficial. You should check the IRS safe harbor rules to determine the appropriate payment amount to avoid penalties. Paying the previous year's total tax or 110% if your income exceeds certain levels may ensure compliance.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
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Frequently Asked Questions About Retirement Starts Today

What is Retirement Starts Today about and what kind of topics does it cover?

Listeners can expect a focus on retirement planning strategies that address both financial and emotional aspects of transitions into retirement. The content emphasizes behavioral finance tools to help retirees navigate spending habits, making informed decisions about Social Security benefits, and understanding investment choices in the context of retirement income. Unique features include practical advice on real estate investments, tax efficiency, and the psychological factors influencing retirees' financial behaviors. Episodes often tackle listener-submitted questions, ensuring a conversational and relevant approach to the subject matter, thereby offering a comprehensive perspective on preparing for and living in retirement.

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How many listeners does Retirement Starts Today get?

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How many subscribers and views does Retirement Starts Today have?

To see how many followers or subscribers Retirement Starts Today has on Spotify and other platforms such as Castbox and Podcast Addict, simply upgrade your account. You'll also find viewership figures for their YouTube channel if they have one.

Which podcasts are similar to Retirement Starts Today?

These podcasts share a similar audience with Retirement Starts Today:

1. Retirement Answer Man
2. Stay Wealthy Retirement Podcast
3. Sound Retirement Radio
4. Ready For Retirement
5. Big Picture Retirement®

How many episodes of Retirement Starts Today are there?

Retirement Starts Today launched 10 years ago and published 379 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact Retirement Starts Today?

Our systems regularly scour the web to find email addresses and social media links for this podcast. We scanned the web and collated all of the contact information that we could find in our podcast database. But in the unlikely event that you can't find what you're looking for, our concierge service lets you request our research team to source better contacts for you.

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What guests have appeared on Retirement Starts Today?

Recent guests on Retirement Starts Today include:

1. Marian Barry
2. Bill Bengen
3. Jeremy Keil
4. Dr. Daniel Crosby
5. Joe Curry
6. Joe Saul-Sehy
7. Peter Lazaroff
8. Jordan Grumet

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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