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Artwork for Retirement Unpacked

Retirement Unpacked

Parallel Wealth
Retirement Planning
Financial Planning
RRSP
Canada Pension Plan
TFSA
Estate Planning
Tax-Free Savings Account
Financial Literacy
Investment Strategies
CPP
Retirement Income Strategies
Old Age Security
Tax Efficiency
Registered Retirement Savings Plan
Tax Planning
RIF
Reverse Mortgage
Decumulation
Registered Retirement Income Funds
Cash Wedge Strategy

Retirement Unpacked is a weekly podcast by Parallel Wealth Financial Group. Our planners break down key retirement topics for Canadians—income strategies, tax planning, CPP, OAS, TFSAs, RRSPs, RRIFs, lifestyle choices, and estate planning. We answer real questions from YouTube, emails, and client conversations, giving you practical insights and strategies to retire with confidence, clarity, and pe... more

PublishesWeeklyEpisodes23Founded5 months ago
Number of ListenersCategory
Business

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Artwork for Retirement Unpacked

Latest Episodes

In episode 21 of Retirement Unpacked, Adam and Michael break down a number of questions we have gotten about the cashflow wedge.

They discuss whether a 75/25 investment can function as a cashflow wedge, whether it makes sense to only withdraw the m... more

YouTube

In episode 20 of Retirement Unpacked, Brett and Jon dive into CPP survivor benefits and whether delaying CPP can impact your survivor payout, the tax implications of moving investments from a non-registered account to your TFSA or RRSP, whether it ma... more

In episode 19 of Retirement Unpacked, Adam and Brett break down what age your RRIF should be fully depleted by, how to have conversations about generational wealth with your parents, why having a cash wedge and protecting yourself against the market ... more

In episode 18 of Retirement Unpacked, Brett and Matthew break down how to think about generational wealth, including how much of a buffer to hold before giving money to your children and the smartest ways to share it without waiting until you pass. T... more

YouTube

Key Facts

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Number of Listeners
Find out how many people listen to this podcast per episode and each month.

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Recent Guests

Jon Kutney
Planner on the Parallel Wealth team with 13 years of experience in retirement planning.
Parallel Wealth Financial Group
Episode: 015 | Why Most Retirees Struggle to Spend Their Money
Paul Grenier
Retirement planner with Parallel Wealth.
Parallel Wealth Financial Group
Episode: 015 | Why Most Retirees Struggle to Spend Their Money
Kyle Martin
Financial planner and guest speaker
Parallel Wealth
Episode: 013 | TFSA Trading Rules, LIRAs, & Tax-Efficient Decumulation

Host

Brett Martinson
Co-host of Retirement Unpacked, manager of the planning team at Parallel Wealth.

Reviews

5.0 out of 5 stars from 36 ratings
  • Great to see parallel wealth in Podcast format

    Thank you Adam and team for the weekly podcast. I’ve been watching Adam’s YouTube channel almost from the beginning and I’ve learned a lot about financial planning and ways to save on taxes in retirement. Great to see more Canadian content!

    Apple Podcasts
    5
    buddhabellies
    Canada4 months ago
  • Podcast format doubles benefit

    Q&As are very relevant and interesting. Having it in a podcast means I can learn more about retirement planning while exercising, which is another part of preparing to enjoy retirement. Thanks for this enhancement to the already useful video series.

    Apple Podcasts
    5
    MrTim42
    Canada5 months ago
  • Great to see parallel wealth in Podcast format

    I’ve been following Adam on YouTube for awhile now. Glad they are doing a long format about Canadian retirement planning.

    Apple Podcasts
    5
    buddhabellies
    Canada5 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

The hosts are praised for their clear and impactful communication style, which resonates well with an audience seeking financial clarity.
Listeners value the focus on Canadian retirement realities, which often include unique financial considerations relevant to their situations.
Listeners appreciate the accessibility of retirement planning insights and find the blend of practical advice and personal stories engaging.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#80
Canada/Business

Talking Points

Recent interactions between the hosts and their guests.

019 | If Your Portfolio Doesn’t Have This, Your Retirement Might Suffer
Q: Is it better to withdraw from a combination of accounts rather than one at a time?
Yes, this can lead to more even tax rates and reduced tax burden over retirement.
019 | If Your Portfolio Doesn’t Have This, Your Retirement Might Suffer
Q: What age should a RIF be melted down?
In general, a RIF should typically be drawn down by early to mid-80s.
019 | If Your Portfolio Doesn’t Have This, Your Retirement Might Suffer
Q: How do you plan for retirement finance as a spouse with dementia?
You ensure the surviving spouse will be financially secure and educate them about their finances.
017 | The Right Way To Draw Down Your RRSP And RRIF In Retirement
Q: Should I withdraw my severance payment into an RSP or TFSA?
It's generally more advantageous to use an RSP to lower your taxable income due to the severance, especially if you have RSP room.
017 | The Right Way To Draw Down Your RRSP And RRIF In Retirement
Q: Can I continue generating income after converting to a RIF?
Yes, upon converting to a RIF, the investments can continue generating income just as they did in an RSP.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About Retirement Unpacked

What is Retirement Unpacked about and what kind of topics does it cover?

The content centers around retirement planning for Canadians, covering a broad spectrum of essential topics including income strategies, tax planning, and the management of various financial instruments like TFSAs, RRSPs, and RRIFs. Expert hosts engage with audience questions, providing practical advice on scenarios like estate planning and the nuances of withdrawing retirement funds. Notably, the podcast emphasizes personalized financial guidance, aiming to empower listeners to make informed decisions as they approach retirement. The engaging and informative format brings real-world financial dilemmas to the forefront, making it a valuable resource for anyone seeking clarity and confidence in their retirement planning journey.

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How many subscribers and views does Retirement Unpacked have?

To see how many followers or subscribers Retirement Unpacked has on Spotify and other platforms such as Castbox and Podcast Addict, simply upgrade your account. You'll also find viewership figures for their YouTube channel if they have one.

Which podcasts are similar to Retirement Unpacked?

These podcasts share a similar audience with Retirement Unpacked:

1. The Wealthy Barber Podcast
2. Build Wealth Canada Podcast
3. The Canadian Investor
4. The Rational Reminder Podcast
5. The Loonie Hour

How many episodes of Retirement Unpacked are there?

Retirement Unpacked launched 5 months ago and published 23 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact Retirement Unpacked?

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Where can I see ratings and reviews for Retirement Unpacked?

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What guests have appeared on Retirement Unpacked?

Recent guests on Retirement Unpacked include:

1. Jon Kutney
2. Paul Grenier
3. Kyle Martin

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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