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Artwork for Retirement Unpacked

Retirement Unpacked

Parallel Wealth
Retirement Planning
Financial Planning
RRSP
Canada Pension Plan
Estate Planning
TFSA
Tax-Free Savings Account
Investment Strategies
Financial Literacy
CPP
Retirement Income Strategies
Old Age Security
Tax Efficiency
Registered Retirement Savings Plan
Tax Planning
RIF
Decumulation
Reverse Mortgage
Cash Wedge Strategy
Registered Retirement Income Funds

Retirement Unpacked is a weekly podcast by Parallel Wealth Financial Group. Our planners break down key retirement topics for Canadians—income strategies, tax planning, CPP, OAS, TFSAs, RRSPs, RRIFs, lifestyle choices, and estate planning. We answer real questions from YouTube, emails, and client conversations, giving you practical insights and strategies to retire with confidence, clarity, and pe... more

PublishesWeeklyEpisodes15Founded3 months ago
Number of ListenersCategory
Business

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Artwork for Retirement Unpacked

Latest Episodes

In this episode of Retirement Unpacked, Adam and Brett answer viewer questions on RRIF withdrawals, TFSA rules, advisor restrictions, non-registered accounts, pension income splitting, LIRA unlocking, and more. They break down several common retireme... more

In this episode of Retirement Unpacked, Adam Bornn and Brett Martinson tackle a variety of retirement-related questions, focusing on strategies for managing income, taxes, and investments in retirement. They discuss the implications of OAS clawback, ... more

In this bonus episode, Adam sits down with David Chilton, author of The Wealthy Barber and one of Canada’s most trusted voices in personal finance. Dave shares why he spent 16 months completely rewriting his bestselling book and what Canadians need t... more

YouTube

In this week’s episode of Retirement Unpacked, Adam and Brett answer real retirement questions and unpack topics like evaluating financial products, understanding CPP timing, navigating RRIF taxes, and making informed pension and estate decisions. Th... more

Key Facts

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Hosts

Adam Bourne
Co-host of the show, founder and managing partner at Parallel Wealth, with a focus on retirement planning strategies.
Brett Martinson
Co-host of the show, certified financial planner and manager of the planning team at Parallel Wealth, specializing in addressing financial queries related to retirement.

Reviews

5.0 out of 5 stars from 32 ratings
  • Great to see parallel wealth in Podcast format

    Thank you Adam and team for the weekly podcast. I’ve been watching Adam’s YouTube channel almost from the beginning and I’ve learned a lot about financial planning and ways to save on taxes in retirement. Great to see more Canadian content!

    Apple Podcasts
    5
    buddhabellies
    Canada2 months ago
  • Podcast format doubles benefit

    Q&As are very relevant and interesting. Having it in a podcast means I can learn more about retirement planning while exercising, which is another part of preparing to enjoy retirement. Thanks for this enhancement to the already useful video series.

    Apple Podcasts
    5
    MrTim42
    Canada3 months ago
  • Great to see parallel wealth in Podcast format

    I’ve been following Adam on YouTube for awhile now. Glad they are doing a long format about Canadian retirement planning.

    Apple Podcasts
    5
    buddhabellies
    Canada3 months ago

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Apple Podcasts
#67
Canada/Business

Talking Points

Recent interactions between the hosts and their guests.

BONUS | A Conversation with Dave Chilton, The Wealthy Barber
Q: If Canadians only understood one number on their financial statements, which would matter the most?
Chilton emphasized the importance of the savings rate as the most critical number in financial planning.
BONUS | A Conversation with Dave Chilton, The Wealthy Barber
Q: What is one financial habit or moment that has changed someone's life trajectory?
Chilton mentioned many individuals have experienced significant transformations after doing spending summaries, highlighting the importance of managing spending effectively.
BONUS | A Conversation with Dave Chilton, The Wealthy Barber
Q: What prompted you to revisit and rewrite The Wealthy Barber?
Dave explained that his age played a role and that it was essential to update the content to address the complexities faced by young adults today, such as high living costs and investment confusion.
011 | CPP Break-Even, Estate Taxes, & TFSA Income Planning
Q: When do you recommend starting retirement planning?
Starting retirement planning 5 to 10 years before retirement provides a good runway, but planning can begin as soon as a person starts earning income.
011 | CPP Break-Even, Estate Taxes, & TFSA Income Planning
Q: If I retire at 60 and no longer will be contributing to CPP, how does the CPP payout compare at ages 60, 65, and 70?
For most people, delaying CPP until closer to 70 is still advisable, even with non-contributory years, due to the long-term benefits of increased monthly payouts.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

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Interests
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Age Range
Household Income
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Frequently Asked Questions About Retirement Unpacked

What is Retirement Unpacked about and what kind of topics does it cover?

This podcast focuses on key retirement strategies for Canadians, providing practical insights into income planning, tax efficiency, and navigating various retirement accounts such as RRSPs, TFSAs, and RRIFs. Regular episodes address real-life questions from listeners, offering expert advice on managing retirement funds, understanding the implications of withdrawing from these accounts, and optimizing benefits like the Canada Pension Plan and Old Age Security. Noteworthy is the blend of theoretical financial planning and actionable tips that cater to individuals approaching retirement, making complex topics more accessible and relatable.

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Which podcasts are similar to Retirement Unpacked?

These podcasts share a similar audience with Retirement Unpacked:

1. The Wealthy Barber Podcast
2. Build Wealth Canada Podcast
3. Stress Test
4. The Rational Reminder Podcast
5. The Canadian Investor

How many episodes of Retirement Unpacked are there?

Retirement Unpacked launched 3 months ago and published 15 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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