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Artwork for Personal Finance for Long-Term Investors

Personal Finance for Long-Term Investors - The Best Interest

Jesse Cramer
Personal Finance
Financial Independence
Debt Management
Budgeting
Investing
Investment
529 Plans
Bimodal Spending
Retirement Planning
Index Fund Bubble
Stock Market
Minimalism
Simplicity
Capital Gains Taxes
Econome Conference
Financial Advising
Investing Strategies
Market Crashes
Roth IRA
Stoicism

Why is personal finance so complicated? The internet is flooded with personal finance "experts" sharing short-sighted, error-prone advice. But long-term financial success requires thoughtful, patient, and well-researched strategies. Hosted by Jesse Cramer, a former aerospace engineer turned fiduciary financial advisor in Rochester, NY, Personal Finance for Long-Term Investors simplifies complex fi... more

PublishesTwice monthlyEpisodes131Founded5 years ago
Number of ListenersCategories
InvestingEducationSelf-ImprovementBusiness

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Artwork for Personal Finance for Long-Term Investors

Latest Episodes

On Jesse's 13th AMA episode, he steps back from tactics and returns to first principles, answering listener questions that cut to the core of what financial planning actually is—and what it is not. He begins by dismantling the common assumption that ... more

In this candid solo episode, Jesse walks through a series of financial decisions that look "wrong" on paper but make complete sense when viewed through the lens of real life, values, and tradeoffs. Using personal examples, he challenges the idea that... more

YouTube

Jesse is joined by Jeremy Keil—Certified Financial Planner, Chartered Financial Analyst, author of Retire Today, and host of the Retirement Revealed podcast—for a wide-ranging conversation that reframes how people should think about retirement decisi... more

YouTube

On Jesse's 12th "Ask Me Anything" episode, he opens the year by tackling the questions that tend to surface when calendars turn and retirement feels closer than ever. He begins with a thoughtful exploration of whether "this is the year to retire," un... more

YouTube

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Recent Guests

Jeremy Keil
Certified financial planner and chartered financial analyst, host of the Mr. Retirement YouTube channel and author of "Retire Today".
Retirement Revealed
Episode: Longevity & Retirement | Jeremy Keil - E127
John Dinsmore
Leading scholar in behavioral finance and marketing and advertising.
Episode: Marketing Algorithms Are Coming For Your Retirement Dollars | John Dinsmore - E120
Spencer Reese
Air Force veteran and financial coach
Military Money Manual
Episode: Military Money Lessons That Civilians Can't Afford to Miss | Spencer Reese - E117
Hanna Horvath
Certified Financial Planner and Managing Editor at Bankrate
Bankrate
Episode: Manage *Yourself* More Than Your Portfolio | Hanna Horvath - E116
Kelan Kline
Co-founder of The Savvy Couple, an online personal finance platform
The Savvy Couple
Episode: The Risks and Rewards of Quitting Your Career | Kelan Kline - E114
Peter Lazaroff
Chief Investment Officer at PlanCorp
PlanCorp
Episode: Reset Your Portfolio Expectations, Before It's Too Late | Peter Lazaroff - E112
Don McDonald
Long-time financial radio host, author, and educator
Talking Real Money
Episode: 19 Questions to Uncover Good, Bad, and Ugly Financial Advisors | Don McDonald - E107
Bill Yount
Co-host of the podcast 'Catching Up to FI' and practicing emergency physician.
Catching Up to FI
Episode: It's Not Too Late: Smart Money Moves After 50 | Bill Yount - E105
Christine Benz
Director of Personal Finance at Morningstar and host of The Long View Podcast
Morningstar
Episode: Life Expectancy, Caregiving Costs, & Retirement Planning | Christine Benz - E103

Host

Jesse Cramer
Host of Personal Finance for Long-Term Investors, Jesse simplifies complex financial topics with relatable stories and practical advice.

Reviews

4.9 out of 5 stars from 226 ratings
  • It gets Better and Better!

    Ok this is officially the first time I listened to any financial podcast at less than 1.25 speed, and it is because Jesse shares so much valuable information in so little time, I don’t want to miss any of it! In fact, for the latest episode #126, I even listened to him on 0.75 speed! It didn’t work though, he sounded weird and a little drunk😂 so I’ll just use the “bank 15 sec” button instead!!! Great work Jesse, love the show.

    Apple Podcasts
    5
    Skip in Omaha
    United Statesa month ago
  • Best of the Best

    Jesse - Happy New Year! Thank you so much for the gift of your podcast. While I follow several financial podcasts, yours is my favorite, and I look forward to every single one. Your tone, your way of explaining topics in the personal finance arena, and your on-point expertise is second to none. I so very much appreciate you!

    Apple Podcasts
    5
    Dave_K 100
    United Statesa month ago
  • Solid Advice Concisely Presented

    Jesse clearly and concisely answers personal finance questions and deserves a spot in your podcast que. I love the simple Q&A format. Jesse does a nice job of balancing plugging his own services with operating a clean sounding/light on the advertising podcast.

    Apple Podcasts
    5
    growingthevalleypodcast
    United Statesa month ago
  • Honest Broker

    Jesse puts out some great retirement and personal finance content that covers some issues that other producers lack. I particularly appreciated how he tackled projecting inflation and HSA issues. He’s relatable, factual and responds to e-mails!

    Apple Podcasts
    5
    0302Explorer
    United Statesa month ago
  • Excellent product

    I have listened to most of the podcasts and appreciate the factual and balanced approach taken. I find them informative and thought provoking. Thanks for sharing your insights.

    Apple Podcasts
    5
    Doug GB
    United States2 months ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

The podcast is recognized for its focus on well-researched financial strategies that prioritize long-term planning over short-term fixes.
Many reviews highlight the engaging delivery and motivational tone of the host, resulting in a strong recommendation for others to tune in.
The host's ability to simplify complex subjects helps foster financial literacy among a diverse audience, making it appealing for both beginners and more experienced individuals.
Listeners appreciate the insightful and detailed perspectives on personal finance topics, finding the information both entertaining and educational.

Chart Rankings

How this podcast ranks in the Apple Podcasts, Spotify and YouTube charts.

Talking Points

Recent interactions between the hosts and their guests.

Is 2026 Your Year to Retire? | AMA #12 - E126
Q: Is this the year to pull the retirement triggers?
Consider your annual cash flow, current market conditions, and your readiness to adjust your portfolio.
Dying With an HSA, Mystery Mortgage Math, & Should DIY Investors Hire a Planner? | AMA #11 - E124
Q: Should a confirmed DIYer or Boglehead still consider consulting with a financial planner?
Yes, even experienced DIYers may benefit from a financial planner, especially when navigating complexities of personal finance or behavioral blind spots in decision-making.
Dying With an HSA, Mystery Mortgage Math, & Should DIY Investors Hire a Planner? | AMA #11 - E124
Q: When should you stop funding an HSA?
It's advisable to start using HSA funds for reimbursing medical expenses once you are closer to retirement age, and especially to avoid dying with unspent HSA assets.
Dying With an HSA, Mystery Mortgage Math, & Should DIY Investors Hire a Planner? | AMA #11 - E124
Q: Why should you pick a 15-year mortgage over a 30-year mortgage and vice versa?
A 15-year mortgage typically has a lower interest rate and significantly less interest paid overall compared to a 30-year mortgage, but comes with higher monthly payments, which can strain cash flow.
Feeling Time Poor? The Journey to Owning Your Time | Andy Hill - E123
Q: Could you define Coast Fire?
Coast Fire is when you save a significant amount of your income early on, allowing for a later transition to part-time work or other pursuits.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

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Frequently Asked Questions About Personal Finance for Long-Term Investors

What is Personal Finance for Long-Term Investors about and what kind of topics does it cover?

This podcast focuses on making personal finance accessible and relatable by breaking down complex topics into practical advice for long-term financial success. It emphasizes the importance of sound financial strategies that are well-researched and designed for sustainability. Episodes typically cover a wide range of financial subjects such as investment allocations, retirement planning, behavioral finance, and tax-efficient investing. The host, a former aerospace engineer and fiduciary financial advisor, brings a unique perspective to the discussions through relatable stories and deep dives into financial concepts. Notably, the podcast strives to empower its listeners with knowledge and encourages thoughtful engagement with personal finance... more

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Which podcasts are similar to Personal Finance for Long-Term Investors?

These podcasts share a similar audience with Personal Finance for Long-Term Investors:

1. The Stacking Benjamins Show
2. Earn & Invest
3. Catching Up to FI
4. Afford Anything
5. ChooseFI

How many episodes of Personal Finance for Long-Term Investors are there?

Personal Finance for Long-Term Investors launched 5 years ago and published 131 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

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What guests have appeared on Personal Finance for Long-Term Investors?

Recent guests on Personal Finance for Long-Term Investors include:

1. Jeremy Keil
2. John Dinsmore
3. Spencer Reese
4. Hanna Horvath
5. Kelan Kline
6. Peter Lazaroff
7. Don McDonald
8. Bill Yount

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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