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The India FinTech Diaries

Hemant Kshirsagar & Elroy Serrao
Fintech
Cashfree
Generative AI
Digital Lending Guidelines
Credit Line On UPI
Microfinance
Payment Aggregator
Financial Services
Financial Inclusion
Fixed Deposits
Digital Lending
Self-Regulatory Organizations
Kaleidofin
AI In Financial Services
Msmes
Digital Lenders Association Of India
Women's Economic Empowerment
Credit Access For Rural Women
Stable Money
India

India Fintech Diaries is a bi-weekly (ish) podcast that peeks at the fast, “wild-west” world of Fintechs in India. The world’s most populous democracy is at the cusp of massive technological and demographic change that will forever change the way we relate to financial services and their providers. In each episode, your hosts Hemant Kshirsagar and Elroy Serrao, demystify the world of Fintech for y... more

PublishesInfrequentlyEpisodes98Founded5 years ago
Number of ListenersCategories
BusinessEntrepreneurship

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Artwork for The India FinTech Diaries

Latest Episodes

In this episode of India FinTech Diaries, we unpack one of the most urgent challenges facing digital finance today: fraud at scale. With cybercrime cases in India crossing 36 lakh in 2024 and losses exceeding ₹22,000 crore, fraud is no longer an edge... more

In this episode of India FinTech Diaries, we sit down with Amit Majumdar, Group Strategy Officer, Angel One, one of India’s fastest-growing WealthTech platforms. Trusted by over 3Cr clients, Angel One is blending cutting-edge tech with deep market in... more

In this episode of India FinTech Diaries, we draw fascinating parallels between India’s Payment Banks experiment and the US’s GENIUS Act, designed to regulate stablecoin issuers.

Both initiatives aim to create safe, inclusive financial systems—but a... more

In this inspiring episode of India FinTech Diaries, we sit down with Shweta Pandey, co-founder and CEO of ARTH, to explore how inclusive fintech is being built—one village, one woman entrepreneur at a time.

ARTH isn’t just a lender; it’s a phygital ... more

Key Facts

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Contact Information
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Find out how many people listen to this podcast per episode and each month.

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Recent Guests

Venkat Srinivasan
Chief Analytics and Risk Officer at Bureau
Bureau
Episode: EP085 - In conversation with Venkat Srinivasan, Chief Analytics and Risk Officer at Bureau
Amit Majumdar
Group Chief Strategy Officer and Whole-time Director at Angel One
Angel One
Episode: EP084 - WealthTech - In conversation with Amit Majumdar, Group Strategy Officer, Angel One
Shweta Pandey
Co-founder and CEO of ARTH, a financial services company focused on women's MSMEs.
ARTH
Episode: EP082 - Lending - In conversation with Shweta Pandey, Co-founder and CEO, ARTH
Aishwary Gupta
Global Head of Payments at Polygon Labs
Polygon Labs
Episode: EP081 - Stablecoins - In conversation with CA Aishwary Gupta, Global Head of Payments - Polygon Labs
Sanjay Tripathy
Co-founder and CEO of Briskpe
Briskpe
Episode: EP080 - Cross-Border Payments - In conversation with Sanjay Tripathy, Co-founder & CEO, BRISKPE
Anand Prabhudesai
Co-founder of Turtlemint
Turtlemint
Episode: EP079 - InsurTech - In conversation with Anand Prabhudesai, Co-founder, Turtlemint
Movin Jain
Co-founder of Skydo, with extensive background in finance and technology
Skydo
Episode: EP078 - Cross-Border Payments - In conversation with Movin Jain, Founder, Skydo
Pallavi Shrivastava
Co-founder of Progcap, a leading FinTech focused on empowering MSMEs
Progcap
Episode: EP077 - DLAI Fintech Conclave 2025 - MSME Fintech Files: Strengthening Viksit Bharat
Anuj Kacker
Co-founder of Freo, involved in consumer finance innovation in India
Freo
Episode: EP076 - DLAI Fintech Conclave 2025 - Transformation in Consumer Finance

Hosts

Elroy Serrao
Co-host and a key figure in explaining the intricacies of the FinTech space, contributing valuable insights from various episodes.
Hemant Kshirsagar
Co-host and leading voice in discussions on financial technology and industry trends, providing expertise in the FinTech sector through various episodes.

Reviews

4.9 out of 5 stars from 65 ratings
  • Good Content, Delivery could be better

    Hi Both The content is great, but the delivery could be better. Try listening to a few other podcasts to understand how they explain the content to listeners. An example - Hemanth speaks so fast, without caring if listeners would be able to follow or not.

    Apple Podcasts
    4
    podcast_anony123
    India4 years ago
  • Good Content, Delivery could be better

    Hi Both

    The content is great, but the delivery could be better. Try listening to a few other podcasts to understand how they explain the content to listeners.

    An example - Hemanth speaks so fast, without caring if listeners would be able to follow or not.

    Apple Podcasts
    3
    podcast_anony123
    India5 years ago
  • Nuanced and Real world conversation

    Keep it up Hemant and Elroy, this is fantastic efforts from you. Thoroughly enjoying every episode. Keep making this with same level of focus on research and perspective led conversations.

    Apple Podcasts
    5
    Nyruj
    India5 years ago
  • Insightful

    Very insightful. Great job Hemant and Elroy. All the best

    Apple Podcasts
    5
    jjjkkllhgh
    India5 years ago

Listeners Say

Key themes from listener reviews, highlighting what works and what could be improved about the show.

Listeners appreciate the quality of content, highlighting the nuanced discussions and insights shared by the hosts.
Overall, reviews are positive, indicating that the audience finds the podcast engaging and informative.
Some feedback suggests a need for improvement in delivery speed and clarity during conversations.

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Talking Points

Recent interactions between the hosts and their guests.

EP085 - In conversation with Venkat Srinivasan, Chief Analytics and Risk Officer at Bureau
Q: How do you think about compliance regarding regulatory and privacy frameworks?
Compliance should be seen as an integral part of risk management, guiding innovation while ensuring safety and adherence to regulations.
EP085 - In conversation with Venkat Srinivasan, Chief Analytics and Risk Officer at Bureau
Q: How can an institution protect against organized fraud?
It's important to implement strategic friction points in the user journey to deter fraudsters from proceeding with scams.
EP085 - In conversation with Venkat Srinivasan, Chief Analytics and Risk Officer at Bureau
Q: Venkat, could you give a layman's example for some of these terms?
In simpler terms, fraudsters can exploit multiple SIM cards with a few devices to appear as many individuals, which poses significant challenges for detection.
EP083 - Crypto - GENIUS Act vs Payment Banks: Lessons in Safety, Scale & Regulation
Q: Why does it matter to our listeners, considering a lot of our listeners are based in India?
Stable coins could become a key settlement rail in cross-border payments and remittances. If the Genius Act fails, it could entrench a few big issuers, making the infrastructure less open and diminishing the momentum towards inclusive digital payments.
EP082 - Lending - In conversation with Shweta Pandey, Co-founder and CEO, ARTH
Q: How does the design principle around women's borrowing differ?
Women are often not seen as independent borrowers and require a different approach to lending that takes family dynamics into account.

Audience Metrics

Listeners, social reach, demographics and more for this podcast.

Listeners per Episode
Gender Skew
Location
Interests
Professions
Age Range
Household Income
Social Media Reach

Frequently Asked Questions About The India FinTech Diaries

What is The India FinTech Diaries about and what kind of topics does it cover?

This podcast offers insights into the evolving landscape of FinTech in India, characterized by discussions on innovative solutions, regulatory frameworks, and the experiences of industry leaders. It covers a wide range of topics including wealth management, digital transformation, financial inclusion, and the challenges faced by micro, small, and medium enterprises (MSMEs). The hosts engage with experts and entrepreneurs to shed light on unique financial products and strategies that cater to diverse populations in a rapidly changing market, making it a valuable resource for professionals and enthusiasts alike. The engaging format and depth of discussion help demystify the complexities of FinTech, positioning it as an essential listen for an... more

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Which podcasts are similar to The India FinTech Diaries?

These podcasts share a similar audience with The India FinTech Diaries:

1. All-In with Chamath, Jason, Sacks & Friedberg

How many episodes of The India FinTech Diaries are there?

The India FinTech Diaries launched 5 years ago and published 98 episodes to date. You can find more information about this podcast including rankings, audience demographics and engagement in our podcast database.

How do I contact The India FinTech Diaries?

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What guests have appeared on The India FinTech Diaries?

Recent guests on The India FinTech Diaries include:

1. Venkat Srinivasan
2. Amit Majumdar
3. Shweta Pandey
4. Aishwary Gupta
5. Sanjay Tripathy
6. Anand Prabhudesai
7. Movin Jain
8. Pallavi Shrivastava

To view more recent guests and their details, simply upgrade your Rephonic account. You'll also get access to a typical guest profile to help you decide if the show is worth pitching.

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